PRE-QUALIFICATION => FULL APPLICATION => APPROVAL => FUNDING

The iwc process is simple. Once your application is received, our loan officer will review your credit reports, the amount of available collateral, and your income. We may ask any additional documentation if required. Afterwards, we decide your eligibility for the commercial loan. If eligible, an iwc loan officer will present you a letter of intent that outlines the parties involved, loan amount, collateral and terms. After completing all loan documents, the loan request is submitted for final approval. The approval generally takes 2-5 business days.

After the loan is approved, you will receive closing documents from an iwc agent. The closing agent will file the deed and arrange for you to sign the loan documents. Closing can take place within days of approval. Closing completes, and we fund the loan with a cashier’s check, draft, or electronic wire transfer.